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    Fintech & Banking

    Fintech App Development Los Angeles

    Enterprise-grade fintech and banking app development with PCI-DSS and SOC 2 compliance. From neobanks to trading platforms, we build secure financial applications that scale.

    PCI-DSS Compliant
    SOC 2 Type II
    4.9★ Rated

    Fintech Apps We Build

    From neobanks to trading platforms, we develop the full spectrum of financial applications.

    Digital Banking

    Neobank & mobile banking apps

    Payment Processing

    P2P, POS & checkout solutions

    Trading Platforms

    Stocks, crypto & forex trading

    Credit Scoring

    Alternative credit & scoring apps

    Personal Finance

    Budgeting & savings apps

    Business Banking

    SMB & corporate banking

    Money Transfer

    International remittance

    Invoicing & Billing

    B2B payment platforms

    Enterprise Security

    Security & Compliance Built-In

    Financial applications require the highest security standards. We build compliance into the foundation.

    End-to-End Encryption

    AES-256 & TLS 1.3

    PCI-DSS Compliance

    Level 1 certified

    Multi-Factor Auth

    Biometric & OTP

    Fraud Detection

    ML-powered monitoring

    KYC/AML Integration

    Identity verification

    Audit Logging

    Complete transaction trail

    SOC 2 Type II

    Security controls

    Risk Assessment

    Real-time scoring

    Financial API Integrations

    We integrate with the leading banking, payment, and identity verification APIs.

    Banking APIs

    PlaidYodleeMXFinicityAkoyaDirect bank APIs

    Payment Processors

    StripeSquareAdyenBraintreePayPalACH/Wire

    Identity & KYC

    JumioOnfidoPersonaAlloySocureExperian

    Our Fintech Development Process

    A security-first approach to building compliant financial applications.

    1

    Discovery & Compliance Planning

    3-4 weeks

    • Requirements analysis
    • Regulatory assessment
    • Security architecture
    • Compliance roadmap
    2

    Secure UI/UX Design

    4-6 weeks

    • User research
    • Security-first UX
    • Prototype validation
    • Accessibility compliance
    3

    Secure Development

    12-24 weeks

    • Backend infrastructure
    • Banking integrations
    • Payment processing
    • Security implementation
    4

    Security Testing

    4-6 weeks

    • Penetration testing
    • PCI-DSS audit
    • Vulnerability scanning
    • Compliance verification
    5

    Compliant Deployment

    2-4 weeks

    • SOC 2 hosting
    • Security monitoring
    • Disaster recovery
    • Go-live preparation
    6

    Ongoing Compliance

    Continuous

    • Security updates
    • Compliance monitoring
    • Annual audits
    • Fraud monitoring

    Fintech Development Pricing

    Transparent pricing for secure, compliant financial applications.

    Fintech MVP

    $100,000 - $175,000

    6-8 months

    • Core fintech features
    • Basic payment integration
    • PCI-DSS compliance
    • User authentication
    • iOS or Android
    • Security audit included
    Get Quote
    Most Popular

    Full Fintech App

    $175,000 - $300,000

    8-12 months

    • All MVP features
    • Banking API integration
    • KYC/AML verification
    • Advanced security
    • iOS + Android
    • Admin dashboard
    • Penetration testing
    Get Quote

    Enterprise Platform

    $300,000 - $500,000+

    12-14 months

    • All Full features
    • AI-powered features
    • Real-time trading
    • Multi-currency support
    • White-label ready
    • SOC 2 compliance
    • Ongoing security
    Get Quote

    Frequently Asked Questions

    How much does fintech app development cost?

    Fintech app development ranges from $100,000-$500,000+ depending on features. MVPs with basic payments cost $100,000-$175,000. Full banking apps with advanced features cost $175,000-$300,000. Enterprise platforms with AI and trading cost $300,000-$500,000+.

    What is PCI-DSS compliance?

    PCI-DSS (Payment Card Industry Data Security Standard) is a security standard for organizations handling credit card data. Compliance requires encryption, access controls, network security, vulnerability management, and regular security assessments.

    Do you handle KYC/AML compliance?

    Yes, we integrate KYC (Know Your Customer) and AML (Anti-Money Laundering) verification services including identity verification, document scanning, sanctions screening, and ongoing transaction monitoring.

    How long does fintech app development take?

    Fintech app development typically takes 6-14 months. MVPs take 6-8 months, full apps take 8-12 months, and enterprise platforms take 12-14+ months.

    Can you integrate with banking APIs?

    Yes, we integrate with Plaid, Yodlee, MX, Finicity, and direct bank APIs for account aggregation, payment processing, ACH transfers, and real-time balance checks.

    What about cryptocurrency features?

    We build crypto trading platforms, wallet apps, and DeFi integrations. This includes exchange API integration, secure wallet architecture, and compliance with evolving crypto regulations.

    How do you handle fraud prevention?

    We implement ML-powered fraud detection, real-time transaction monitoring, device fingerprinting, behavioral analytics, and integration with fraud prevention services.

    Can you build a neobank app?

    Yes, we've built digital banking apps with account management, card issuance, P2P transfers, bill pay, and financial insights. We partner with banking-as-a-service providers.

    What security certifications do you support?

    We help achieve PCI-DSS Level 1, SOC 2 Type II, ISO 27001, and state-specific money transmitter compliance. We also support GDPR and CCPA requirements.

    Do you sign NDAs and security agreements?

    Absolutely. We sign comprehensive NDAs, security agreements, and confidentiality contracts for all fintech projects given the sensitive nature of financial data.

    Ready to Build Your Fintech App?

    Get a free consultation and security assessment for your financial application.